About us
Smoothy's mission is to reduce stress around money and help ordinary people get ahead.
Updated 2nd Aug 2026
Bills come from all over the place, on dates we can't control. Everything's on subscription. Keeping track of what needs to be paid for, when is pretty hard for the humble human brain. Most personal finance apps require a whole lot of set up – and still feel like they were made for accountants.
We hear people say all the time “I'm not great with money…” but the reality is, financial systems are not designed to be easy for ordinary people.
We think this needs to change. We're a bunch of human-centered techies who think there should be more to life than just getting by – and that you shouldn't have to be a mathematician to understand your finances, feel in control and start to get ahead.
The launch of Open Banking in New Zealand is all about giving power to the people to use their own financial data as they wish, and make your own choices about the apps and systems you want to use to help run your life.
Smoothy organises everything into a more human way of thinking that is simple and fits into your life, while still being based on tried and tested money management techniques. Envelope budgeting, sinking funds and forecasting combined into a person-centered system where it doesn't even matter if you don't know what those words mean.
We're partnering with ethical, human-centered service providers to make life better for everyone who needs to pay bills. We hope you'll join us on the journey as we build Smoothy in the open, in the open data revolution.