Smoothy makes budgeting, expense management and saving money easy by transforming meaningless bank transactions into a super simple system that actually works for you.
Jan 14th 2026
The Smoothy budgeting app provides a quick and easy way to understand where your money has gone, and where it needs to go. You don’t have to manually enter expenses, categorise transactions or know how to create a budget — Smoothy does everything for you.
Read moreFeb 21st 2026
Smoothy uses Akahu to securely connect to your bank accounts. Akahu is New Zealand's leading Open Banking platform – they're used by over 100 government, corporate, and fintech organisations across New Zealand, including major players like Xero, MYOB, Simplicity and Sharesies, and Westpac (who actually part-owns them). If you've ever connected your bank to a…
Read moreMar 8th 2026
Smoothy connects to your bank accounts through a service called Akahu, scans your recent transactions and looks for patterns: bills you pay every month, subscriptions, loan repayments, and other regular costs. Costs that are considered recurring are tagged as 'recurring expenses', and patterns around amount, type of transaction and frequency are analysed to predict when…
Read moreApr 16th 2026
Smoothy calculates regular, even amounts to set aside each pay cycle, called Slices. Slices answers the question: how much should I put aside each time I get paid so that future expenses are covered? It shows how much needs to be in each account when, and what it's for.
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